Tri-CU Loan Services

Tri-CU Credit Union strives to ensure that members get the best deal around by offering some of the lowest interest rates around.

We also know that cars keep getting more and more expensive.  That means that car payments get higher and higher.  Tri-CU offers Intellidrive Auto Loan options to bring those car payments back down by 10, 20, or even 30% or more!  Want a lower payment? Intellidrive may be for you! 

Apply for an Auto Loan Here!

If you can find a better deal offered locally, put us to the test.  We want to be the best!

No annual fees, low fixed rates, a great Rewards program, no overlimit fees, and no cash-advance fees.  A great financial tool for convenience, or building credit.

As you know, with all loans, some restrictions may apply, and they are subject to credit approval.  So, contact us for more information or apply now for a Tri-CU Visa card to see what we can do for you.

Click here for UChooseRewards

Tri-CU Home Mortgage Loans are the best in town!

We keep your mortgage “in-house” and never sell it on the secondary market, keeping it easy and local. 

• We don’t charge any origination fee for *first time* homebuyers, yes zero (0%) origination fees!
• We don’t charge any origination fee for normal mortgage refinances (subject to some restrictions and credit approval). When there is an origination fee, they are all “capped” at a maximum of $2,000.
• We don’t charge any of those junk “loan processing” fees (only direct 3rd party costs, like title insurance). 
• Our mortgage loan rates are usually the lowest in town, for 10, 15 and 30-year mortgages (no points).
• You might be able to avoid buying an expensive appraisal, with sufficient equity per your tax assessed value.
• We offer rental/investment home loans as well, cash out options, and more.
• Yes, Tri-CU is proud to have the best local mortgage deals in town, while we are also the only small and local credit union.  Lower fees and great rates, while your home loan stays here, so we can help along the way. Why go to a “big bank?”  Tri-CU is an Equal Housing Lender.

Apply online for a mortgage here!

Yes!  We will loan on manufactured homes.  If fact, we can often help you purchase a manufactured home on rented land or in parks.  It’s true that many lenders don’t work with manufactured home loans.  Tri-CU Credit Union wants home ownership to work for as many members as possible, and offering loans for manufactured homes is a great way for us to help with that.

Apply online here!

Sometimes, the best way to get a financial problem solved is to use the power of your home’s equity as a financial tool to solve it.  Low rates.  Low fees.

In fact, on some of these options, you can talk to us about getting completely reimbursed for the closing costs of these loans.  Our not-for-profit model applies to home equity loans and lines of credit too, which means that when we can save money you can too.

Get a great deal and finish that project or consolidate that debt with a smartly set up home equity loan or HELOC today.

Apply for a home equity loan or home equity line of credit here!

If you have found that perfect piece of land and are looking for a great, low-rate loan to make it yours, we offer great bare land loan options.

Apply for a bare land loan here!

RVs, trailers, motorhomes, classic cars, boats, ATVs, toys… oh my!  If it has wheels, a motor, or both, we can probably give you a loan for it!  (yes, weed whackers have motors… and no, that’s not what these loans are for ) 
Sometimes it’s just time to get out and play.  Apply to see if our loan makes that “sometime” today.

Apply online here!

Want to skip your December Loan Payment? Submit the “December Skip-a-Payment” form  at least one week before your December payment is due. Please note: Mortgage and Credit Card loans are not eligible. Some restrictions apply, members are responsible to follow up to ensure they have been approved. Read all disclosures before signing the form.