More information about Recreational Vehicles and Toys
Finance the Fun
Recreational Vehicles and Toys
Finance the Fun
Tri-CU finances a wide range of recreational vehicles, from RVs and boats to motorcycles, ATVs, dirt bikes, and classic cars.
Highlights
- Newer and older qualifying RVs and boats
- Pre-approval before you shop
- Terms up to 10 years for qualifying RVs and boats
Frequently Asked Questions
What types of recreational vehicles does Tri-CU finance?
Tri-CU finances a wide range of recreational vehicles, including RVs, motorhomes, travel trailers, boats, motorcycles, ATVs, dirt bikes, and classic cars.
Have something else in mind? Ask us. We’re happy to take a look.
Can I finance a used or older RV or boat?
Yes. Tri-CU offers financing for both newer and older qualifying RVs and boats. Don’t assume something is too old to finance before talking with us.
How long can I finance an RV or boat?
Qualifying RVs and boats may be financed for up to 10 years. Available terms can vary based on the recreational vehicle and your overall qualifications.
Can I get pre-approved before I start shopping?
Yes. Getting your financing lined up before you shop can help you understand your budget and make it easier to move when you find the RV, boat, motorcycle, or other recreational vehicle you want.
What if what I want to buy doesn’t fit a typical loan category?
Ask us. Recreational vehicles come in all shapes, sizes, ages, and price ranges. Because you’re working with a local lending team, we can look at what you want to purchase and help determine what options may be available.
What types of recreational vehicles does Tri-CU finance?
Tri-CU offers financing for a variety of recreational vehicles, including RVs, motorhomes, trailers, boats, street motorcycles, ATVs, dirt bikes, and classic cars.
How long can I finance an RV or boat?
Newer and older RVs and boats may be financed for up to 10 years. The term you qualify for may depend on the age and value of the recreational vehicle and your credit qualifications.
How much will Tri-CU finance on an RV or boat?
Tri-CU may finance up to 90% of the retail value of an RV or boat, depending on credit quality.
Does Tri-CU finance motorcycles, ATVs, dirt bikes, and classic cars?
Yes. Street motorcycles may be financed for up to 60 months and up to 100% of book value or purchase price, depending on credit quality, term, and model year. Dirt bikes, ATVs, and classic cars may be financed for up to 48 months. Financing limits vary by recreational vehicle type.
Does the age of an RV or boat affect my loan?
Yes. Tri-CU separates RV and boat financing into newer and older recreational vehicles. Newer units are the current model year plus four years, while units five years and older fall under the older RV and boat program. Rates and other loan terms may vary based on the age of the unit
Still have questions? Contact TRI-CU and we’ll help you find the right option.
Why Borrow From Tri-CU?
Local Decisions
Made right here in
Benton & Franklin Counties.
Competitive Rates
So you can save more
for what matters.
Flexible Terms
Options that fit
your goals.
Real People
A local team that’s
here for you.
Invested in Our Community
More than loans. A stronger, brighter Tri-Cities — together.
Ready to Get Started?
Find the financing that fits your next move — with local
decisions, competitive rates, and personal service.
Not sure which loan is right for you?
Explore the options above or give us a call.
