Deposit Rates

Last updated September 24, 2025
Account TypeRate/APY*
Free Checking
(Share Draft)


One Per Member (Primary SD Checking only)
$50 Minimum Balance for Dividends.
Dividends on the first $500: 4.89%/5.00% APY*
Dividends on $501.01 and above: .00%/.00% APY*

Personal Checking Accounts receive dividends as shown.
Business Checking Accounts do not receive any dividends.
Regular Savings
One Per Member (Primary RS Savings only) for 5%
$50 Minimum Balance for Dividends
Dividends on the first $500: 4.89% / 5.00% APY*
Dividends on $500.01 and above: .15% / .15% APY*
Christmas Club
Holiday Savings Accounts held until Nov 20th, $5 Min Balance
Dividends on the first $500: 4.89% / 5.00% APY*
Dividends on $500.01 and above: .15% / .15% APY*
Treasure Troves!
Accounts for Kids 12 & Under, Kids receive gifts with deposits, $5 Min Balance
Dividends on the first $500: 4.89% / 5.00% APY*
Dividends on $500.01 and above: .15% / .15% APY*
Money Market

• Balance under $2,500: .00% / .00% APY*
• Balance $2,500 to $14,999: 0.15% / 0.15% APY*
• Balance $15,000 to $49,999: 0.20% / 0.20% APY*
• Balance $50,000 to $99,999: 0.25% / 0.25% APY*
• Balance $100,000 to $249,999: 0.35% / 0.35% APY*
• Balance of $250,000 and above: 0.45% / 0.45% APY*
Term Certificates
Compounded/Paid Monthly

6-Month $2,500 Minimum Balance: 3.17% / 3.25% APY*
12-Month (IRA Option) $2,500 Minimum Balance: 3.68% / 3.75% APY*
18-Month $2,500 Minimum Balance: 3.20% / 3.25% APY*
24-Month (IRA Option) $2,500 Minimum Balance: 3.17% / 3.25% APY*
36-Month $2,500 Minimum Balance: 2.72% / 2.75% APY*
48-Month $2,500 Minimum Balance : 2.91% / 2.95% APY*
60-Month $2,500 Minimum Balance: 2.96% / 3.00% APY*

Federally Insured by NCUA to $250,000.  Tri•CU Full Acct Disclosure here.

3213 W. 19th Ave, Kennewick, WA 99337

 

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