No-Fee Home Loan Promotion

Make your move.
We’ll cover the loan fees.

Whether you’re buying a home, refinancing, or tapping into your home’s equity, Tri-CU is here with friendly local service and a promotion designed to keep more money in your pocket.

Apply Now Call 509-735-8331

Local lending team Friendly, personal guidance Equal Housing Lender

Eligible loan fees coveredEligible loan fees are covered on qualifying loans to help reduce upfront costs.

$100,000 minimumQualifying purchase, refinance, and home equity loans must meet the promotion minimum.

Available through year-endQualifying loans must fund by December 31, 2026, to receive the promotion.

Choose your next step

One promotion. Three ways to move your finances forward.

Each option is built around the same Tri-CU approach: local service, clear communication, and practical savings that help you feel good about your next step.

Happy home buyers reviewing their home loan

01 • Purchase

Buy a Home

Make room in your budget for the exciting parts of moving by reducing eligible upfront loan costs on a qualifying purchase loan.

✓Keep more cash available for moving, furnishings, and settling in.
✓Work with a local team that will walk you through the process step by step.
✓Feel confident knowing your financing is backed by friendly guidance close to home.

First mortgage ratesAs low as 5.39% APR*10- to 30-year terms available. Current 30-year rates begin at 5.89% APR.View current rates

Apply for a purchase loan

Calculator, laptop, and house model for mortgage planning

02 • Refinance

Refinance Your Mortgage

A refinance may help you simplify your finances, improve flexibility, or explore a qualifying cash-out refinance while reducing eligible fees.

✓Review your current first mortgage with a local lender who will explain your options clearly.
✓Reduce upfront expense pressure so more of your money can stay available for your goals.
✓Ask about a qualifying cash-out refinance if using existing equity makes sense for you.

First mortgage refinance ratesAs low as 5.39% APR*10- to 30-year terms available. Cash-out refinances are limited to a maximum 70% LTV.View current rates

Apply for refinancing

Couple reviewing home improvement ideas and samples

03 • Home Equity

Use Your Home’s Equity

Your home’s equity can help you tackle meaningful projects and important financial goals with a solution designed around flexibility and value.

✓Use funds for home improvements, debt consolidation, or other major expenses.
✓Keep the process personal with a team that takes time to understand your plans.
✓Enjoy eligible fee coverage on qualifying home equity loans.

Home equity ratesStarting at 6.00% APR*HELOC: 6.00%–12.00% APR, variable. Home Equity Loan: 6.00%–14.00% APR, up to 15 years.View current rates

Apply for home equity

The Tri-CU difference

Friendly local lending with a no-fee advantage.

Our no-fee home loan promotion is designed to help members move forward with confidence while keeping more money available for what matters most.

At Tri-CU, you’re more than a loan number. We pair personal local service with a no-fee promotion that helps make home financing feel simpler, friendlier, and more affordable.

Local serviceWork with a team that knows the Tri-Cities community and cares about our members.

Friendly guidanceGet clear answers and personal support from application to closing.

No-fee advantageEligible loan fees are covered on qualifying loans, helping reduce upfront costs.

Qualifying loan optionsAvailable on qualifying purchases, refinances, and home equity loans.

$100,000 minimumPromotion applies to qualifying loans with at least $100,000 financed.

Available through year-endQualifying loans must fund by December 31, 2026.

Ready when you are

Take the next step with Tri-CU.

Apply online or reach out directly to our local lending team for friendly help with your home loan questions.

Sindy ConzattiMortgage Loan Officer • NMLS ID 1791973

509-735-8331 ext. 104 Sindy@Tri-CU.com info@Tri-CU.com www.tri-cu.com

Choose the easiest way to get started.

Friendly help is just a click or call away.

Apply onlineStart your loan application when it is convenient for you.

Apply Now

Call our lending teamPrefer to talk it through first? We are happy to help.

Call Now

Email SindySend a quick question and connect with local guidance.

Email Now

Review current ratesSee Tri-CU’s published mortgage and home equity rates.

View Rates

✓Qualifying loan types include first mortgage purchases, first mortgage refinances, and home equity loans.
✓Our approach is friendly, local, and focused on helping you make a confident financial decision.
✓Questions before applying? Our lending team is happy to help.

Make your move.We’ll cover the loan fees.