More information about Auto Loans
Finance Your Next Vehicle
Auto Loans
Finance Your Next Vehicle
Tri-CU finances both new and used cars and trucks, with local decisions and flexible terms to help you shop with confidence.
Highlights
- New and used vehicles
- Pre-approval before you shop
- Terms up to 84 months for qualifying vehicles
Frequently Asked Questions
Does Tri-CU finance both new and used vehicles?
Yes. Tri-CU finances both new and used cars and trucks. Whether you’re looking for something brand new or a dependable used vehicle, we can help you explore your financing options.
Can I get pre-approved before I start shopping?
Yes! You can apply before choosing your vehicle. A pre-approval can help you understand your budget and financing options so you can shop with confidence when you find the right car or truck.
How much can I finance?
Tri-CU offers flexible auto financing based on the vehicle and your overall qualifications. In some situations, we may be able to finance more than just the vehicle’s purchase price. Talk with us and we can help you understand what may be available.
How long can I finance a vehicle?
Qualifying new and used vehicles may be financed for up to 84 months. We offer different term options so you can find a balance between your monthly payment and how quickly you want to pay off your loan.
Can Tri-CU refinance my current auto loan?
Yes. If your vehicle is currently financed somewhere else, Tri-CU may be able to refinance it, often at a lower rate. It’s worth having our local lending team take a look to see if we can improve your financing situation.
How much can I finance on an auto loan?
Tri-CU may finance up to 115% of the vehicle’s book value or purchase price, depending on credit quality. This may provide additional flexibility when purchasing a new or used vehicle.
How long can I finance a vehicle?
Tri-CU offers new and used auto loan terms of up to 84 months. The term you qualify for may depend on the vehicle, loan amount, and your credit qualifications.
What interest rate will I receive on my auto loan?
Your rate will depend on factors including your credit history and loan term. Tri-CU offers competitive rates for both new and used vehicles. Check our current Loan Rates page or contact our lending team for today’s rates.
Does Tri-CU finance both new and used vehicles?
Yes. Tri-CU offers financing for both new and used cars and trucks. Whether you're shopping for something brand new or a reliable used vehicle, our lending team can help you explore your financing options.
Can I get pre-approved before I start shopping?
Yes! You can apply for a Tri-CU auto loan before choosing your vehicle. A pre-approval can help you understand your financing options and budget so you can shop with confidence when you find the right vehicle.
Still have questions? Contact TRI-CU and we’ll help you find the right option.
Why Borrow From Tri-CU?
Local Decisions
Made right here in
Benton & Franklin Counties.
Competitive Rates
So you can save more
for what matters.
Flexible Terms
Options that fit
your goals.
Real People
A local team that’s
here for you.
Invested in Our Community
More than loans. A stronger, brighter Tri-Cities — together.
Ready to Get Started?
Find the financing that fits your next move — with local
decisions, competitive rates, and personal service.
Not sure which loan is right for you?
Explore the options above or give us a call.
