Deposit Rates
Last updated September 24, 2025
| Account Type | Rate/APY* |
|---|---|
| Christmas Club Holiday Savings Accounts held until Nov 20th, $5 Min Balance | Dividends on the first $500: 4.89% / 5.00% APY* Dividends on $500.01 and above:.15% / .15% APY* |
| Free Checking (Share Draft) One Per Member (Primary SD Checking only) $50 Minimum Balance for Dividends. | Dividends on the first $500: 4.89%/5.00% APY* Dividends on $501.01 and above: .00%/.00% APY* Personal Checking Accounts receive dividends as shown. Business Checking Accounts do not receive any dividends. |
| Money Market • Balance under $2,500: .00% / .00% APY* • Balance $2,500 to $14,999: 0.15% / 0.15% APY* • Balance $15,000 to $49,999: 0.20% / 0.20% APY* • Balance $50,000 to $99,999: 0.25% / 0.25% APY* • Balance $100,000 to $249,999: 0.35% / 0.35% APY* • Balance of $250,000 and above: 0.45% / 0.45% APY* |
|
| Regular Savings One Per Member (Primary RS Savings only) for 5% $50 Minimum Balance for Dividends | Dividends on the first $500: 4.89% / 5.00% APY* Dividends on $500.01 and above: .15% / .15% APY* |
| Term Certificates Compounded/Paid Monthly • 6-Months $2,500 Minimum Balance: 3.17% / 3.25% APY* • 12-Months $2,500 Minimum Balance: 3.68% / 3.75% APY* • 18-Months $2,500 Minimum Balance: 3.20% / 3.25% APY* • 24-Months $2,500 Minimum Balance: 3.17% / 3.25% APY* • 36-Months $2,500 Minimum Balance: 2.72% / 2.75% APY* • 48-Months $2,500 Minimum Balance: 2.91% / 2.95% APY* • 60-Months $2,500 Minimum Balance: 2.96% / 3.00% APY* |
|
| Treasure Troves! Accounts for Kids 12 & Under, Kids receive gifts with deposits, $5 Min Balance | Dividends on the first $500: 4.89% / 5.00% APY* Dividends on $500.01 and above: .15% / .15% APY* |
| *APY = Annual Percentage Yield. Stated annual percentage yield is as of the last dividend declaration date, early withdrawal penalties may apply. Rates subject to change at any time. Calculated on daily balance. Federally insured by NCUA to $250,000. See mycreditunion.gov for more information. Last declared August 2025. | |
Federally Insured by NCUA to $250,000. Tri•CU Full Acct Disclosure here.
Phone: 1.800.873.3354 Email: info@Tri-CU.com
3213 W. 19th Ave, Kennewick, WA 99337
Weekdays 9:00 am – 6:00 pm